Lyric discussion by jehosefat 

banjo played by James Taylor...

Yeah, i read about how Young stayed at this farm one time and wrote this song inspired be the old man who owned it...don't quote me on this though...

@jehosefat true story. Young wanted a place where he wouldn't be bothered, saw a ranch for sale in Northern California and went to look at it. He told the old man he wanted to buy it, and when the old man asked him how such a young man could afford it, Young responded: "just lucky, I guess". After buying the ranch, Young allowed the old man and his wife to live there as care takers for the rest of their lives.

@jehosefat Thanks.... I was trying to figure out who was playing banjo

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